Ngin S. has been in the farming business for years. She plants a rice crop to earn a living and typically generates an income of $2 per day. Her husband is a local building worker who travels everywhere around his commune to work in construction. They have been married for years and are the parents of three children, all of whom are students. The rice harvest season approaches; Ngin S. is looking for capital to buy rice in bulk to resell for profit.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.