Her husband used to work as a carpenter in a milling company with an income that was not enough to compensate for household expenses. She engaged herself in different types of businesses like fish vending, farm work, selling of native delicacies from other barangays and would do laundry for their neighbor to help her husband with expenses. At the wee hours of the morning, Nenita would start her daily routine of taking care of her children while preparing for her businesses. In 1999, she became a member of NWTF-PD and her loan was used for her general store which was adjacent to her house. She also sold different viands to her husband's company. With this additional income for her family, she was able to send her children to school. Luckily, her business did well and she was able to earn PHP 9,000 that month, which was used for savings and to defray some family expenses.
Nenita continues to loan from NWTF-Project Dungganon. Her previous loan of PHP 15,000 was used as an additional capital for her general store. She paid for this particular loan on time without any delay. Borrowing the same amount of PHP 15,000, she will be buying additional working inventory for her general store and the income from it will be used for family improvements and other investments.
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.
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On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.
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Success!! The loan was 100% repaid