Por Una Vida Digna Group
This group consists of ten, very responsible and cooperative, persons who, six years ago, saw the need to invest in some type of business in order to contribute to the support of their households. As examples we have Mrs. Benedicta S. who makes and sells variously flavored yoghurts according to her customers' wishes; she also sells various fruit nectars. She has a lot of demand so the funds she receives will be used to buy an ice chest. This has allowed her to support her son in his empolyment agency. She is a very active group member and, because of that, she was selected to be the group president. As group treasurer, Elsa Dávalos is concerned that the group makes punctual repayments. As a dance teacher, she noticed that renting costumes could be a profitable enterprise so she began to make them herself and then rent them to her students and others. This work has given her much satisfaction. Like them, the other group members have different lines of work to which they are dedicated with much enthusiasm and effort because one of their most important objectives is to proviD. their families with sustenance and good education.
POR UNA VIDA DIGNA
Este grupo lo forman 10 personas las cuales son muy responsables y solidarias comenzaron hace 6 años viendo L. necesidad D. invertir en algún negocio con el cual poder contribuir en sus hogares.
Tal es así que L. Sra. Benedicta S. se dedica a L. elaboración y venta D. yogurt D. diferentes sabores según lo solicitado por sus clientes así como también néctares D. frutas, tiene mucha demanda, es por eso que el préstamo recibido lo invertirá en comprar una conservadora. Todo esto le ha permitido apoyar a su hijo en su empresa D. servicios y colocación D. personal; es una socia muy activa en el grupo y es por eso que L. nombraron presidenta.
Como tesorera Elsa Dávalos se preocupa el pago puntual D. las cuotas del grupo. ElL. como profesora D. danza pudo notar que el alquiler D. disfraces era rentable así que elL. misma comenzó a confeccionar y alquilar los disfraces a sus alumnos y otras personas; este negocio le ha dado muchas satisfacciones.
Así como ellas, las socias tienen diferentes negocios a los que le dedican mucho esfuerzo y entusiasmo, porque uno D. sus objetivos más importante es brindar una buena educación y alimentación a sus familias.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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