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Céline
Céline Z. was born in Ouidah, an historical town in Benin, in 1965. Céline is married to Philippe HEBE, a gardener. The couple has four children, two of whom they have to support. Not all children attend school. Céline has been living for about twenty years in the Gbégamey neighborhood in Cotonou, the economic capital of Benin. She lives with her children and her husband, and they both support the family. Céline never attended school and for about twenty years, she's been selling various items (soaps, insecticides, eggs, tissues, peanuts, peanut cookies, cassava flour, etc) as well as "sodabi" (local alcoholic beverage) at her house. She's a long time client of Kiva's partner, Alidé, who repays her loans without problems. In order to expand her business and better meet customer demand, Céline is seeking her third loan from Alidé.
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Z. Céline est née en 1965 à Ouidah, ville historique du Bénin. Céline est mariée à HEBE Phillippe, un jardinier. Le couple a quatre enfants dont deux sont à leur charge. Tous les enfants ne sont pas scolarisés. Céline vit depuis une vingtaine d'année au quartier Gbégamey à Cotonou, capitale économique du Bénin. Céline vit ensemble avec ses enfants et son conjoint. Les charges de la famille sont supportées ensemble par Céline et Phillippe. Céline n'a jamais fréquenté ; c'est pourquoi depuis une vingtaine d'année, Céline mène comme activité, la vente de divers (savons, insecticides, oeufs, papiers mouchoir, arachide, galettes d'arachide, farine de manioc, etc.) ainsi que la vente de "sodabi" (boisson alcoolisée locale) à son domicile. C'est une ancienne cliente de ALIDé qui rembourse bien ses crédits. En vue d'agrandir davantage son activité et de mieux faire face aux besoins de sa clientèle, Céline sollicite à nouveau un troisième crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 438.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Céline to buy eggs by the tray, soaps, cassava flour, insecticides, etc.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Dec 7, 2009
Listed
Nov 18, 2009
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010