Rayito De Luna Group
Of all the members, five of them sell cosmetics such as lipsticks, perfumes, crèmes, and other items. Three members sell CDs. One sells a variety of products and another sells dried foods to her customers. They all need to buy merchandise so that they can generate more income from their respective businesses.
Del total de integrantes cinco se dedican a la venta de cosméticos, es decir, lápiz labial, perfumes, cremas y otros, tres venden CDS, una vende diferentes artículos y otra vende alimento seco o víveres a sus clientas. Todas necesitan el préstamo para comprar mercadería y generar mayores ingresos en sus respectivos negocios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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