God's Blessing Group
Oretha and her family lives and work in the dry rice market community in Barnesville, which is north of Monrovia, the capital of Liberia. The market sells only ingredients for a local dish called dry rice.
Oretha sells charcoal and raw rice. She buys the charcoal and rice wholesale and sells it retails from a table to the residents of the Barnesville dry rice market community near Monrovia, Liberia. She has been running this business for 22 years and hopes to improve her shop.
To encourage customers to continue patronizing her business, Oretha sells clean and high-quality rice at an affordable price. She started her business with LD$150.00 of her savings from selling peanuts and seasoning materials. She needs this loan to purchase more charcoal and rice to improve her business. Oretha dreams of giving her children a better education and building a house for them in the future.
Note on LEAP:During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid