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Rahmatsho is 42 years old, married and has two children. He owns a small grocery store, which he first opened four years ago. His store is well known in the neighborhood due to the fact that Rahmatsho has been able to keep it well stocked because of loans received through the Kiva field partner, IMON International. He has plans to expand the store this winter, as he isn't currently able to display all his stock because of limited space. Rahmatsho tells us he's a fighter and that this line of work requires much sacrifice, as he must work everyday, including weekends, starting at 6 am and going well into the evening. In spite of this, he feels very fortunate to have his own business, to be able to support his family and to provide his children with a good education. Rahmatsho is requesting this loan to purchase meats, sugar, milk, flour, beer, wine, etc. Thank you!

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. Even today it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.3
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Rahmatsho to buy a variety of groceries to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 4, 2009
Nov 17, 2009
Currency Exchange Loss:
Sep 15, 2010