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Mr. Chhai P. is 40 years of age and a married man. He is a local farmer and is also hired by neighbor to cook meals for their parties or ceremonies. He normally makes around US$ 5 in income each day to support his family. His wife stays at home to care for three teenaged children and does housework and also works on the farm.

Chhai P. grows his rice crop over months and he has to deal with the fact that his field is far from the water system. Therefore, Chhai P. would like to ask for a loan of US$ 1000 in order to buy a pump for irrigation. He proposes to use the rest of his loan to purchase a used motorbike for a traveling. Chhai P. was busy at his farm so his wife is shown instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chhai to buy a pump for irrigation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 16, 2009
Currency Exchange Loss:
Sep 15, 2010