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Celmira Monserrate
The Women of the New Millennium Communal Bank is located in the Montecristi division of the beautiful and bountiful province of Manabí, located in Ecuador’s coastal region. This area is known for its handicrafts (the best straw hats in the world), traditional dishes, natural beauty, and friendly people. This Communal Bank consists of enterprising women who are looking to provide their families with a better quality of life.


Sra. Celmira A. lives in this beautiful place. She is happily married and the mother of two children. For four years, Celmira has been trading out of a small bazaar she established out of her home. She has increased her inventory with Yanbal beauty products such as makeup, shampoo, and other items. Since she has small children, she is not able to go out and sell her products door-to-door.


With this new loan from Fundación ESPOIR, she wants to invest in merchandise such as household products, gift items, perfumes, clothing, shoes, and other goods so that she can expand her bazaar and increase her inventory to satisfy her demanding customers this Christmas.


Celmira dreams of finishing her education so that she can become a professional. She hopes that her children will be able to do the same when they are older.

View original language description ↓
El banco Comunal Mujeres del Nuevo Milenio está ubicado en el cantón Montecristi en la bella y productiva provincia de Manabí en la región costa del Ecuador, ésta región se caracteriza por la elaboración de artesanías sobre todo se tejen los mejores sombreros de paja toquilla del mundo, sus platos típicos, la belleza natural y la amabilidad de la gente. Este banco lo formaron mujeres emprendedoras en busca de una mejor calidad de vida junto a sus familias.

En este bello lugar habita la señora Celmira A., es una joven mujer madre de dos hijos esta felizmente casada, ella se dedica al comercio desde hace 4 años empezó con un pequeño bazar en su casa y lo ha ido incrementando con productos de belleza de Yanbal como maquillaje, shampoo y mas, por el hecho de tener a sus hijos pequeñas no puede salir a vender de puerta en puerta.

Con este nuevo préstamos solicitado a la Fundación ESPOIR invertirá en productos para el hogar, regalos, perfumes, ropa, calzado, y más productos para incrementar su bazar y contar con un stock surtido para su exigente clientela en ésta navidad.

El sueño de Celmira es poder terminar sus estudios llegar hacer una profesional solo espera que sus hijos esten mas grandes para poder realizarlo.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Celmira Monserrate purchase merchandise for her bazaar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 20, 2009
Listed
Nov 16, 2009
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2010