Ang T., 42 years old, is a motorcycle taxi driver from Phnom Penh, the capital of Cambodia. He runs his business along the streets in and around the city and he typically earns an average of $5 a day to help cover his family’s expenses. Another source of family income is from his wife’s business. She is in the picture. She rents a medium size flat where there is an attractive place where she sells coffee and other soft drinks, earning $10 per day. She has just started her business and she needs more capital to improve the business. Ang T. requested a loan for his wife to use to sustain the growth of her business. This couple has a school-aged kid who lives with them at home.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.