Hannah is a 52 year-old divorced woman with five children. She lives with her children in a rented apartment in a town called Kade. She works hard to be able to provide for her family. Hannah is a trader in the palm oil production business. She buys fresh palm nuts from nearby communities, prepares the oil and supplies to retailers in her community. She also sells at the local market. Hannah has been in business for ten years and wants a loan to procure palm nuts in bulk to expand her business.