Janet is a 56-year-old married mother of eight children, some of whom are still in school. She lives with her husband and children in a rented apartment in a town called Kade. Kade is a commercial town. However, the majority of the inhabitants practice farming as a major occupation alongside other trading activities.
Janet is a food vendor. She prepares and sells rice with stew. She sells by the roadside in the mornings. Janet buys her food ingredients from nearby big towns. She has been in business for 10 years and wants a loan to procure bags of rice and other ingredients in bulk to expand her business.