Nazirjon H. is married and has two small children. His family lives with his parents who are very old and on pensions. Nazirjon is a hairdresser, but because his income is very small, he also has this business. His wife works at home looking after their children and also selling different food products from a room that Nazirjon made into a shop.
Every day, Nazirjon goes to bazaars in different kishlaks to trade. Afterwards, he comes home, rests, and cuts his neighbors' hair. All of this work forms his family income. He spent his first loan to expand the assortment of perfumery and small goods. As his business has grown and is comparatively big, he needs money for its expansion. He has applied for a loan to increase his business.