Daniel is 35 years old. He is married with two kids. He is a general photographer and has been in business for the last 14 years now. He owns a photography and video shop called DK photo studios, where his clients pose for their photographs. He also moves to occasions like parties and concerts to take photographs of his clients. He requests a loan to buy additional tools and materials like digital camera, flash, video camera, reflecting umbrella etc. to expand his operations. He deems it as an opportunity to make business progress through the loan assistance.