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Chantal is 27 years old and is married with two children aged 1 and 4 years old. She lives in the Kayonza district approximately an hour and a half drive from Kigali, the capital city of Rwanda. It is in this district where Chantal has had a shop selling a variety of goods since 2002 as the photo indicates. Chantal starts her business at 5 a.m. and finishes at 9 p.m. every day.

Chantal is requesting her first loan from Kiva lenders via Vision Finance Company for the purpose of expanding her shop through purchasing some additional goods for sale. She hopes that this will attract more customers to her shop as there seems to be demand for these items she plans to purchase.

If successful, any profits from this strategy Chantal will use to build a more secure future for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 22
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD