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Valentina is married entrepreneur from Skvira, where she sells women’s clothing, office supplies and groceries in the local markets. Valentina owns 3 vending locations at 3 different markets in the region. She has been in this business for 10 years. She currently has about 100,000 Grivnyas invested in her business; her average income is 28,000 Grivnyas a month, and her monthly net profit doesn’t exceed 8,000 Grivnyas.

Valentina is seeking a loan of 10,000 Grivnyas to increase her working capital. We believe her natural ability to please her customers, by guessing their needs and offering speedy courteous service, will help Valentina achieve her goals, sustain her success and consequently win at the entrepreneurial game.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,342,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Valentina to increase working capital.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 12, 2009
Nov 12, 2009
Currency Exchange Loss:
Feb 15, 2010