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Eng H., 55, is married and lives with her four children in the Kampong Cham province. She and her husband are farmers who make a combined income of around US$1.60 each day. Three of her children work as well. Two of her children are garment factoriey workers and one is a construction worker. The agriculture industry has really suffered in Cambodia over the past year, as the climate has had unfavorable conditions and inflation has been high. Eng H. is asking for a loan of US$1000 to purchase construction tools for her children. With this purchase the family believes that it can increase its income and raise the standard of living for the whole family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 276
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Eng to purchase construction tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 12, 2009
Nov 12, 2009
Currency Exchange Loss:
Jun 15, 2010