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Yi S., 27, is married with a school-aged child. She resides in Siem Reap Province, Cambodia, with her husband (pictured) and child. To make a living, she and her husband are engaged in a business of buying cows from the local farmers in the province and selling beef at a local market in the town, earning collectively an income of US$15 per day. This primary source of income helps cover the family expenses and support the child’s studies.

This is her first loan from CREDIT, Kiva’s partner. Sareth and her family members are seeking to improve their standard of living and to generate a better income. Therefore, Sareth is asking for a loan of US$ 1000 to purchase more cows to expand her current business.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 38
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yi buy more cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 23, 2009
Nov 12, 2009
Currency Exchange Loss:
Nov 15, 2010