Jessica Alexandra Cuadrado Ramirez

Status: Paying Back

$300	Loan Request Pre-Disbursed : Nov 9, 2009 Listed: Nov 12, 2009 Funded: Nov 12, 2009

15% repaid

About the Field Partner

Fundacion D-MIRO Mision Alianza administers this loan. Learn more

Field Partner:

Fundacion D-MIRO Mision Alianza

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Pilot

Time on Kiva:

3 months

Kiva Entrepreneurs:

181

Total Loans:

$121,375

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	31%
Profitability (Return on Assets):	1%
Average Loan Size (% of Per Capita Income):	22%

Delinquency Rate:

0.00%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Ecuador
Avg Annual Income:	$4,776
Currency:	United States Dollars (USD)

About the Loan

Location:	Guayaquil (paraiso), Ecuador	Repayment Term:	8 months (more info)
Activity:	Beauty Salon	Repayment Schedule:	Monthly
Loan Use:	To buy beauty supplies.	Currency Exchange Loss:	N/A
		Default Protection:	Covered

Jessica Alexandra Cuadrado Ramirez is 22 years old and lives in the Paraiso district of Guayaquil. Paraiso is a peri-urban, marginalized zone without paved roads, water pipes, or a sewer system.

Ms Cuadrado is married with two sons, one is 6 years old and the other is 8 months. She has a mobile nail salon; her services include manicures and pedicures at $3 each.

Over the last 3 years, she has built a a base of approximately 30 clients throughout Guayaquil. Clients visit Ms. Cuadrado at her cane home or she visits client's homes by appointment.

Ms. Cuadrado is requesting a loan to buy more supplies for her nail services such as nail polish (~$7 each), brushes, and cotton pads.

In the future, Ms. Cuadrado dreams of opening her own nail shop. She is grateful for any support we can provide her business so that her family may prosper!

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Lance
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Journal entries for Jessica Alexandra Cuadrado Ramirez

Seguimientos de Jessica Cuadrado Ramirez Entrepreneur: Jessica Alexandra Cuadrado Ramirez Location: Guayaquil (paraiso), Ecuador Gracias por su apoyo incondicional! Ayer visitamos a Jessica Cuadrado, ella esta contenta con el préstamo ya que compro algunos esmaltes, ropa para seguir trabajando. También le ayudo mucho para enfrentar la enfermedad de los pulmones de su hijo gracias a los buenos ingresos que obtuvo. Ella agradece a todos sus aportes, este crédito es muy importante para que ella continúe trabajando. Con el tiempo espera que su negocio siga aumentando para obtener más ingresos y pueda invertir aun mas para poder implementar nuevos servicios. Jessica está muy contenta porque así a podido contrarrestar la enfermedad de su hijo y ayudar con los gastos de su familia, es por ello que agradece a todas las personas que dieron su aporte económico y que por medio de Fundación D-MIRO MISION ALIANZA le concedió. Jessica está comprometido a pagar las deudas que tiene pendiente ya que es por medio del financiamiento que ha salido adelante. A fin de dar una recaudación a otro prestatario de FUNDACION D-MIRO MISION ALIANZA, por favor haga clip aquí: http://www.kiva.org/app.php?page=businesses&partner_id=147&status=fundRaising&sortBy=New+to+Old Para obtener más información sobre FUNDACION D-MIRO MISION ALIANZA, por favor haga clip aquí: http://www.kiva.org/about/aboutPartner?id=147. Para unirse al grupo de prestamistas para la FUNDACION D-MIRO MISION ALIANZA, por favor haga clip aquí: http://www.kiva.org/community/viewTeam?team_id=9791
Posted by Rubi Chaca from Guayaquil (paraiso), Ecuador Jan 21, 2010
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Repayment Schedule for Jessica Alexandra Cuadrado Ramirez

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	Expected Repayments	Actual Repayments	Comments
February 2010	$47.50	$47.50	Repayment Received
March 2010	$47.97	Available Mar 1
April 2010	$49.20	Available Apr 1
May 2010	$50.83	Available May 1
June 2010	$51.74	Available Jun 1
July 2010	$52.76	Available Jul 1