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Nyame Mmere Group
In this Group: Thomas, Kwaku, Fati, Christiana, Ama, Rose, Grace
Thomas is 30 years old. He is married and has two children. Both of his children are in school. He lives with his wife and children in a rented apartment in Kade. Kade is a farming/commercial town in the Eastern Region of Ghana. Thomas is a trader. He runs a provision store. He is the leader of a trust bank group called ‘Nyame Mmere’, literally meaning God’s time. Most of the group members are either into trading and or farming activities. The group requests a loan to procure goods in bulk to expand their businesses. Thomas, the group leader, stands at the back in the photograph. It is their desire to give their children the best education they can afford.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,588,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyame Mmere Group's $2,450 loan helped a member to buy more stock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 5, 2009
Nov 12, 2009
Currency Exchange Loss:
Jun 15, 2010