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St. Patrick Group
In this Group: Patrick, Joyce, Christiana
Patrick is fifty-three years old. He is married and has five children. All of his children are in school. He lives with his wife and children in a rented apartment in Kade, a farming/commercial town in the Eastern Region of Ghana. Patrick is a professional photographer. He is the leader of a trust bank group called St. Patrick. Most of the group members are either into trading and or farming activities. The group requests a loan to procure goods in bulk to expand their businesses. Patrick, the group leader, is in the middle of the photograph.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of St. Patrick Group's $1,050 loan helped a member to buy stock in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 5, 2009
Nov 12, 2009
Currency Exchange Loss:
Jun 15, 2010