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Guapay Sur Group
In this Group: Ana Barbara, Andrea, Erika Alejandra, Carolina, Katherine, Analicia, Juanita, Linci Kattia, Patricia, Maria Viviana, Angelica Leticia, Viviana, Angela
The group "Guapay Sur" is represented by Mrs. Ana Barbara and maD. up of 13 members, who are very close friends and partners. They are very active and enterprising people that desire to perform activities in order to become closer friends and therefore more united as a group. The main activity of these partners is the sale of clothing, but they also sell food, empanadas, shoes, games, and cosmetics by catalogue in their free time. In regard to the competitive environment, we can mention that although competitors are present in their neighborhood, our partners have faithful clients that constantly generate the necessary economic activity for the subsistence of their families. In the case that things aren't going well in their neighborhood, they direct themselves to another place or they diversify their economic activity in a way that they can fulfill their childrens' needs. This credit will be used for the purchase of merchandise in the city of Desaguadero and the acquisition of materials and tools that will help them generate a better product and greater earnings to be able to proviD. their families a higher quality of life. As for experience with credit, our partners have received financing from similar institutions, but this is the first time they have worked with an institution that provides them confidence and economic support, for which they desire to continue growing together with us.
View original language description ↓
El grupo “Guapay Sur” esta representado por la señora Ana Barbara y conformada por 13 miembros D. amigas y socias muy unidas, activas, emprendedoras que desean realizar actividades para confraternizar y así unirse mas como grupo. La actividad principal D. todas las socias es la venta D. ropa, pero también venden comida, empanadas, zapatos, juegos, queso y cosméticos por catalogo en sus tiempos libres. En cuanto al entorno competitivo podemos mencionar que sus competidores si bien están presentes en el barrio, las socias tienen sus clientes fieles que constantemente generan el movimiento económico necesario para la subsistencia D. sus familias, en caso D. que no les vaya bien el barrio se dirigen a otro lugar o diversifican su actividad económica D. forma que puedan cumplir con las necesidades D. sus hijos. El crédito esta destinado a la compra D. mercadería en desaguadero y la adquisición D. insumos y herramientas que ayuden a generar un mejor producto y una mejor ganancia para poder brindar a sus familias una mejor calida D. vida. En cuanto a la experiencia en la competencia crediticia los socios cuentan con ella gracias a financiamientos en instituciones similares pero es la primera vez que trabajan con una institución que les brinda confianza y apoyo económico, es por esta razón que desean seguir creciendo junto a nosotros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 78
    View loans »
    Bolivia Loans Fundraising
  • $29,481,750
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Guapay Sur Group's $2,375 loan helped a member working capital and merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 20, 2009
Listed
Nov 30, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2010