Piedades represents the Las Lideres Group, which is comprised of 12 members. They are completing their fourth cycle; they demonstrate capability, responsibility, and the desire to work. The members sell products like cosmetics by catalog, glass, clothes, bread, and shoes. Competition is always high in the commercial field. But, thanks to their experience, the members have loyal customers who trust their products. When sales are down, the members look for other markets like neighborhood fairs.
The loan is to get merchandise, supplies, and tools to help generate more income to keep growing. They want to give their families a better quality of life by building a future for their children.
El grupo “Las Lideres” esta representado por señora Piedades y conformada por 12 miembros los cuales van cumpliendo ya su cuarto ciclo demostrando capacidad, responsabilidad y ganas D. trabajar. Todas las socias se dedican al comercio D. productos como cosméticos por catalogo, vidrio, ropa, pan y zapatos. Dentro del ámbito comercial la competencia es siempre alta pero gracias a su experiencia las socias ya cuentan con clientes fieles que confían en sus productos y cuando las ventas descienden buscan mercados como ferias vecinales. El destino del crédito es para la adquisición D. mercaderías, insumos y herramientas que ayuden a generar más ingresos para seguir creciendo para darles a sus familias una mejor calidad D. vida con formación D. un futuro para sus hijos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.