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Las Carmencitas Group
In this Group: Patricia, Laura, Candelaria Viviana, Yeny, Elva, Viviana, Ana Yesenia, Concepcion, Genny, Sarita Lara, Gloria Nancy, Edith
The Carmencitos Group is comprised of the president, Patricia, and 12 very hard-working and honest members. They have demonstrated this in their previous cycles. The members have known each other for a long time. Also, they have become very united in the time that they have worked together, and they trust each other. In general, the members sell products like clothes, shoes, jewelry, fast food, fruit, and cosmetics. Other members run their own hair salons or proviD. bakery services making pastries.

As far as competition goes, it is present in the neighborhood. But, the members have their customers who constantly generate enough economic movement for the daily support of the members’ families.

The new loan is to get merchandise, supplies, and tools to do their work more efficiently and to produce a greater quantity of products. This will allow them to lower the prices of their products or their services.
View original language description ↓
El grupo “las Carmencitas” esta conformada por su presidenta la señora Patricia y por 12 miembros que son muy trabajadoras y honestas como lo han demostrado en sus anteriores ciclos, son socias que se conocen desD. hace mucho tiempo y que también se han hecho mas unidas ene l tiempo que trabajan juntas por lo que confían una a la otra. En general las socias se dedican a la venta D. productos como ropa, zapatos, joyas, comida al paso, frutas, cosméticos, otras atienden sus propios salones D. belleza o prestan servicios en repostería realizando masitas. En cuanto al entorno competitivo podemos mencionar que sus competidores si bien están presentes en el barrio, pero las socias tienen sus clientes que constantemente generan el movimiento económico que necesitan para el sustento diario D. sus familias. El destino del nuevo financiamiento es para la adquisición D. mercadería, insumos y herramientas pera realizar un trabajo con más rendimiento y en mayor cantidad que permita abaratar los costos del producto o del servicio.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,237,800
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Carmencitas Group's $3,925 loan helped a member operating capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 14, 2009
Nov 30, 2009
Currency Exchange Loss:
Apr 15, 2010