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Mrs. Nary S., age 28 (shown in the picture with her husband) and her husband, Mr. Sopheap So, age 29, have been married since 2003 and have two children. Both of them are still young and have not yet started their education. They live in a small village on National Road number 2 about 20 kilometers from Phnom Penh City.

Nary has been a garment factory worker for seven years, while her husband has been a driver for a company for three years. By the way, the couple is in the process of building a new house, but they lack some money to finish it. Therefore, Nary is requesting her first loan of $1,000 in order to finish the house.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 235
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nary to finish building her house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 13, 2009
Nov 11, 2009
Currency Exchange Loss:
Oct 15, 2010