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Moul K., 40, is married with four school-aged children. She resides in Siem Reap Province, Cambodia with her husband and children. To make a living, she sells fish and vegetables at the market, earning approximately US $5 per day. This is her second loan from CREDIT, Kiva’s partner. Her husband is a middleman, buying cows from the local farmers in the village and selling them to the markets in town, earning an income of US $10 per day to help cover the family expenses. Mrs. K. and her family members are seeking to improve their standard of living and to generate a better income. Therefore, K. is asking for a loan of US $1000 to purchase cows, fish, and vegetables to expand the current business.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 322
    View loans »
    Cambodia Loans Fundraising
  • $37,579,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Moul to buy cows, fish and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2009
Nov 11, 2009
Currency Exchange Loss:
Oct 16, 2010