Bek Y. is 55 years old and a resident of Siem Reap Province. To earn a living, Bek Y. rents a small shop in the market, where she sells bread and soft drinks for income. She sells to her customers who come to buy anything in the market. Bek Y. has four children; one of whom is married and the others are students and also help her in the business when they are not studying. Her husband, Chhil Seam, helps with family responsibilities by growing crop, as well as raising cattle.
Bek Y. is applying for a loan to use for many purposes. She will buy a machine to squeeze cane trees for sugar cane juice, buy more ingredients for making bread, and, with the rest of the loan, she will begin growing crops.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.