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Aybeniz A. is a very hardworking and independent woman. She has three children, two of whom are in elementary school and high school, and still require her support. In search of a way to support her household, she started selling groceries 8 years ago. A true entrepreneur, she studies the market to determine client needs and preferences. Industrious and enterprising, Aybeniz is focused on expanding her business.

Aybeniz is requesting a loan of 1606 AZN that she will use to purchase food, so she can offer a wider selection to her customers and increase her income. With the increased sales and profits, Aybeniz hopes to expand her grocery and improve the living standards of her family. The well being of Aybeniz’s family and her business are in your hands. Aybeniz and her children are sincerely grateful for your support.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 80
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Aybeniz to purchase more groceries to sell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 29, 2009
Dec 1, 2009
Currency Exchange Loss:
Apr 30, 2011