Vivian Gambila

Vivian Gambila sells palm oil, frytol oil (vegetable cooking oil) and other kinds of oil for cooking, and also for the making of local soaps, at Elmina fish pot. Vivian has received a senior high school education. She is married and has three children. Her husband is a fisherman. Vivian has been selling palm oil, frytoyl, and so on since 1999. She helps her husband in the payment of utility bills and school fees. Her loan will be used to buy palm oil, frytol and other kinds of oil to re-sell. She hopes to use the new profits from her business to save and reinvest.



Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

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