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Kelly's Vocational Secondary School, Hastings Group
In this Group: Abdulai S., Samuel B., Masiatu M. , Mohamed , Farrel , Mosses J.
These are teachers of the Kelly’s Vocational Secondary School in Hastings, near Freetown. This school was founded in 1980 by Plan International and members of the Jui Community. The school is staffed with twelve teachers and a total of 500 pupils. These staff are requesting a loan of 5,800,000 in total from SMT, a partner of Shine on Sierra Leone in Waterloo.

Teachers and other monthly wage earners come to SMT/Shine on Sierra Leone to seek a loan in order to supplement their monthly salaries, which are usually too small to enable them buy or invest in anything productive. With this loan, some of them will invest in either their own business or their wives’ business, some will buy pieces of furniture, while others will invest in their children’s education. Some will use it to buy either a piece of land or house building materials.

The leader of this group of teachers is Abdulai S. B.. Abdulai is a senior teacher at the school and the head of this group. He has been a teacher for sixteen years. Abdulai is forty-one years old, and was born in Masanga village about eight miles from Magburaka. Abdulai is married to a businesswoman and they have eight children, some of whom are in Senior Secondary Schools and others in Junior Secondary. Abdulai will use his loan to pay school fees and other school-related charges for his children.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 3,775.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Kelly's Vocational Secondary School, Hastings Group's $1,550 loan helped a member pay school fees for his children and other personal needs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 5, 2009
Nov 10, 2009
Currency Exchange Loss:
Oct 15, 2010