Gladys is a 42-year-old married mother of eight children, some of whom are still in school. She lives with her husband and children in a rented apartment in Kade, a farming and commercial town in the Eastern Region of Ghana.
Gladys sells second-hand clothes. She hawks (sells door-to-door) in her community and also treks to other towns to sell on their market days. Gladys buys bales of second-hand textiles from nearby towns. She has been in business for two years and wants a loan to buy goods in bulk.