Lucy is forty-three years old. She is married and has three children, all of whom attend school. She lives with her husband and children in a rented apartment in the town of Kade in the Eastern Region of Ghana. She works hard to help her husband provide for the family.
Lucy is a trader. She runs a drug store by the roadside in her community. She buys the drugs from vans that distribute them in her area. She has been in business for ten years and wants a loan to buy all kinds of drugs to increase her stock.