Eva Baruel
Status: Paying Back
| $125 |
Loan Request
Pre-Disbursed
: Oct 13, 2009
Listed: Nov 9, 2009
Funded: Nov 9, 2009
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55% repaid
About the Field Partner
| Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) administers this loan. Learn more | |||||||
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| Field Partner: | Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Active | ||||||
| Time on Kiva: | 11 months | ||||||
| Kiva Entrepreneurs: | 2508 | ||||||
| Total Loans: | $424,025 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 0.02% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1175 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 47.5100 PHP = 1 USD |
About the Loan
| Location: | Valencia City, Philippines | Repayment Term: | 7 months (more info) |
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| Activity: | General Store | Repayment Schedule: | Monthly | |
| Loan Use: | To purchase additional products to sell. | Currency Exchange Loss: | Covered | |
| Default Protection: | Covered |
Eva Baruel is from the village of Batangan, Valencia City. She is 26 years old. Eva is married and has 3 school-aged children. To make a living, Eva owns & operates a sari-sari (variety) retail shop selling both food & daily use products in the local community. Eva has been engaged in her business for over 3 years and earns approximately 4000 PHP a month for these activities.
In 2009, Eva joined HSPFI to gain access to financial services to help improve her living situation and to engage in business activities. Eva is requesting a loan of 5000 PHP which will be used to purchase additional products to sell. This will be the 1st loan taken out by Eva from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.
About HSPFI:
HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
In 2009, Eva joined HSPFI to gain access to financial services to help improve her living situation and to engage in business activities. Eva is requesting a loan of 5000 PHP which will be used to purchase additional products to sell. This will be the 1st loan taken out by Eva from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.
About HSPFI:
HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
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Journal entries for Eva Baruel
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Loan has been disbursed
Location: Valencia City, Philippines
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Posted by
from Valencia City, Philippines
Nov 10, 2009 |
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Comment on this entry
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Repayment Schedule for Eva Baruel
Repayment Schedule for Eva Baruel
| Expected Repayments | Actual Repayments | Comments | |||
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| January 2010 | $37.50 | $37.50 |  Repayment Received
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| February 2010 | $31.25 | $31.25 | Repayment Received
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| March 2010 | $25.00 | Available Mar 1 | |||
| April 2010 | $25.00 | Available Apr 1 | |||
| May 2010 | $6.25 | Available May 1 | |||
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