Mrs. Gaby is the representative and is one of the founding members of the bank. As a leader, she currently has the role of president of the bank which is in its sixth loan cycle. In the period before her loans, she demonstrated responsibility. She is strict with her colleagues and enforces the operating rules of the bank. She is one of the partners who stands out the most in the punctuality of her payments demonstrating to all that it is very important to follow the internal rules. She stands out as a responsible person, offering her support to all of her fellow partners be it morally or economically . When it comes to running her group, she demonstrates leadership and is insistent in collecting the loan repayments from her colleagues when it is time. She is using the new loan to add to her capital and to generate more income. She distributes groceries on a credit basis.
Mrs. Gertrudis, a member who in this cycle took on the role of treasurer of the bank, is one of the founders of the bank. Currently, she sells chicken empanadas. During her time with the bank, she has demonstrated responsibility and timeliness with her payments. She is using the loan to purchase raw materials. As one of the members in a responsible position with the bank, she follows the internal rules.
Mrs. Mariela is one of the members that has joined the group and this is her first loan cycle with the bank. She currently has the position of secretary for the bank. During her interview and her interactions with the group, she has demonstrated punctuality and dynamism with her fellow members. She sells clothing and bedding on a credit basis. She is using the loan to purchase more merchandise in the city of Oruro.
La Sra.Gaby, es la representante, y una D. las fundadoras del banco, líder y representante actualmente toma el cargo D. la presidenta del banco esta en su sexto ciclo, durante el tiempo anterior D. su crédito demostró responsabilidad, en el pago D. créditos, estricta con sus compañeras lleva adelante las reglas D. funcionamiento del banco, es una D. las socias que mas se destaca en su puntualidad demostrando a todas que es muy importante seguir reglas internas se ha destacado como una persona responsable, brindando su apoyo a todas sus compañeras ya sea moralmente o económicamente al momento D. manejar a su grupo demuestra liderazgo, exigente con sus cuotas D. sus compañeras a la hora D. pago, el préstamo otorgado lo invirtió en la compra D. mercadería aumentando su capital y generar mayores ingresos económicos; ella reparte viveres al credito.
La Sra. Gertrudis, socia que en este ciclo asumió el cargo D. tesorera del banco, es una D. las fundadoras del banco, actualmente se dedica a la venta D. empanadas D. pollo, durante su permanencia en el banco demostró responsabilidad, y puntualidad en el banco, el préstamo solicitado lo invertirá en la compra D. materia prima. Siendo una D. las responsables en la organización del banco y su manejo siguiendo su reglamento interno.
La Sra.Mariela es una D. las socias que se integra al grupo, siendo su primer ciclo en la banca, que actualmente asume el cargo D. secretaria durante su entrevista y participación demostró puntualidad y dinamismo con sus compañeras, se dedica a la venta D. ropa y sabanas al credito, su crédito obtenido lo invertirá para traer mayor mercadería D. la ciudad D. Oruro.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid