Nueva Esperanza-21 Group

In this Group:
ROSA VICTORIA, SERGIO, CORNELIA, NATIVIDAD, VIRGINIA VICTORIA, PASTORA, DANIELA, DIONICIA ANASTACIA, MARTHA VEATRIS, MARGARITA, GEANETTE LENNY, ALBERTA, JUAN RUPERTO

Rosa Victoria represents the Nueva Esperanza 21 group. It is comprised of 13 members; most of them are from the 21 de Diciembre region. The members sell different products. Some have neighborhood grocery stores. Some make and sell wood furniture in carpentry shops. Some sell coca, food, pork, and cosmetics. Some have neighborhood stores, and some have mechanic shops.

The members are in a market that is highly competitive. They have their strategies for assuring the sale of their products. Also, they are well known in the local market, and they intend to arrive on the international market by improving the quality of their products.

The loan is to buy supplies for their stores. Some will use it to buy equipment and tools for their shops. Others need the loan to buy merchandise to expand their stores.

This group is undertaking their sixth cycle. Most of them know each other already and have experience, given that they have participated in five cycles. It is a group of united and responsible people. Above all, they have a great desire to get ahead.

Translated from Spanish by Ginny Kalish, Kiva Volunteer

El grupo “Nueva Esperanza 21” esta representada por la señora Rosa Victoria y conformado por trece miembros que en su mayoría radican en la zona 21 de diciembre las socias son dedicadas a la comercialización y venta de diferentes productos como venta de abarrotes en tiendas de barrios, a la elaboración y comercialización de muebles de madera en talleres de carpintería, venta de coca, venta de comida, carne de cerdo, cosméticos, tiendas de barrio y taller de mecánica. Los socios están en un mercado altamente competitivo ellas tienen sus estrategias de como asegurar la venta de sus producto además ya son conocidas en el mercado local y pretenden llegar a mercados internacionales mejorando la calidad de sus productos. El destino del crédito es para realizar compras de insumos para sus tiendas y algunos para la compra de equipos y herramientas para sus talleres otras de las socias requieren del capital para la adquisición de mercadería para agrandar mas sus tiendas.
Este grupo esta emprendiendo su sexto ciclo, la mayoría de ellos ya se conocen entre si y cuentan con experiencia puesto que participaron durante cinco ciclos, es un grupo de personas responsables, unidas y sobre todo con muchas granas de salir adelante.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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