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Bc Abejitas Group
In this Group: Simona, Marcela, Maria Lucrecia, Aureliana, Elsa Martha, Judith Ruth, Beatriz, Ivan Erich, Santusa De, Juana Beronica, Virginia Sabina De, Virginia
The BC Abejitas Communal Bank is comprised of 12 people of various ages from 20 to 55. The president of the bank is a person of strong character, happy, and proactive. Together with her neighbors she forms part of the bank. Her only child attends school.

Marcela is the treasurer of the bank. She is a very happy, determined, and proactive person. She has three children; one has his own home.

Santusa is the secretary of the bank. She is very calm, yet she is also proactive and determined.

The other people who comprise the bank have similar personalities.

The president, Simona, sells domestic appliances. Marcela sells women’s clothes (aprons and “polleras” traditional Bolivian skirts). She sells in the interior of the department where she lives. Santusa sells wholesale sporting shoes. She distributes them in the different fairs in the city. The other members sell things like food in their homes and at the fairs. Others make quilts from wool or sell sportswear.

If there are others in their area doing the same work, the abundance of consumers in the market and the constant urban growth make sure that they are not affected. On the contrary, many of the members are hoping to make their businesses grow by expanding them. That is why they are asking for the loan. The members are asking for the loan to get a greater quantity of merchandise. Others will buy new machines to increase their production. Others will buy raw materials in large quantities, which will increase their working capital.

This group is in their first cycle, but the majority of them already know each other and have working experience with this type of loan.
View original language description ↓
El Banco Comunal denominado BC ABEJITAS está conformado por DOCE personas de edades variadas que oscilan desde los 20 a los 55 años. La presidenta de la banca es una persona de carácter fuerte, alegre y proactiva que en conjunto con sus vecinas forman parte de la banca, por otro lado tiene 1 hijo el cual se encuentra en edad escolar , La Sra. Marcela es la tesorera de la banca en una persona muy alegre, determinada y proactiva, que es madres de tres hijos pero uno de ellos ya formo su propio hogar la Sra. Santusa es la secretaria de la banca es una persona con carácter calmado pero proactivo y determinado , las otras personas que conforman la banca tienen personalidades similares. La presidenta la Sra. Simona se dedica a la venta de electrodomésticos, la Sra. Marcela se dedica a la venta de ropa de mujer (mandiles polleras) los cuales los comercializa en interior del departamento donde vive. La Sra. Santusa se dedica a la venta de zapatos deportivos por mayor lo cual lo distribuye en las diferentes ferias de la ciudad, otras de las socias se dedican a la venta de comida tanto en su domicilio como en la feria, otro miembro se dedica a la elaboración de colchones de lana, otra de la socias se dedica a venta de ropa deportiva. Si bien dentro de los lugares donde se desarrollan sus actividades existen otros similares, la afluencia de consumidores a los mercados, y el constante crecimiento urbano hace que las actividades que se desarrollan en el lugar no se vean afectadas por lo contrario muchas de las socias están esperanzadas en hacer crecer sus negocios ampliándolos por lo cual solicitan el crédito. Las socias solicitan el crédito para realizar la adquisición de mercadería en mayor cantidad, otras para la compra de nueva maquinas para incrementar su producción, otros para compra de materia prima en cantidad con lo cual crecer en cuanto a su capital de trabajo. Este grupo se encuentra en su primer ciclo, pero la mayoría de ellas ya se conocen entre sí y cuentan con experiencia de trabajo en esta modalidad de crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $28,685,150
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Bc Abejitas Group's $2,400 loan helped a member buy merchandise and raw material.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2009
Listed
Nov 7, 2009
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2010