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JMV N. is 37 years old and is married with six children aged 3 through 15. He and his family live in Burera district in the Northern Province of Rwanda, approximately three hours drive from the capital city of Kigali.

His village, called Rugarama, is where he has had his business of tending chickens and selling them and their eggs since 2006. His business is open every day from 6 in morning to 5 in evening and he employs two people in his business so that it runs well and gives him some time with his family.

JMV is requesting a loan from Vision Finance Company and Kiva lenders in order to purchase more chickens and eggs that will help him to increase his sales and attract more customers. This should produce additional profits which he will reinvest into his business to create a strong and secure future for his young family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,351,700
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD