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JMV N. is 37 years old and is married with six children aged 3 through 15. He and his family live in Burera district in the Northern Province of Rwanda, approximately three hours drive from the capital city of Kigali.

His village, called Rugarama, is where he has had his business of tending chickens and selling them and their eggs since 2006. His business is open every day from 6 in morning to 5 in evening and he employs two people in his business so that it runs well and gives him some time with his family.

JMV is requesting a loan from Vision Finance Company and Kiva lenders in order to purchase more chickens and eggs that will help him to increase his sales and attract more customers. This should produce additional profits which he will reinvest into his business to create a strong and secure future for his young family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Jmv to buy more chickens and eggs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 4, 2009
Nov 8, 2009
Currency Exchange Loss:
Aug 15, 2010