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Bosco B. is 25 years old, is single with one dependent, and he lives in Gatsibo district. Here he has had a bulk supply/household goods shop for the past five years. He is a true entrepreneur and loves having his own business. The hours of his business requires that he work from 7 a.m. to 7 p.m. every day. He does not employ anyone else in his business - it's just Bosco.

The nature of his business is somewhat capital intensive and in order to grow, Bosco is now requesting his first loan from Kiva lenders via Vision Finance Company. He will use the loan in order to expand his shop through purchasing larger quantities of bulk goods and supplies at lower costs. With this additional capital, it will allow him to get the best pricing and adequately satisfy the product needs and wants of his customers.

As any entrepreneur, Bosco hopes to get more profits, which will help him to build a secure future for himself and his family (someday?!).

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 24
    View loans »
    Rwanda Loans Fundraising
  • $13,426,325
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD