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Bosco B. is 25 years old, is single with one dependent, and he lives in Gatsibo district. Here he has had a bulk supply/household goods shop for the past five years. He is a true entrepreneur and loves having his own business. The hours of his business requires that he work from 7 a.m. to 7 p.m. every day. He does not employ anyone else in his business - it's just Bosco.

The nature of his business is somewhat capital intensive and in order to grow, Bosco is now requesting his first loan from Kiva lenders via Vision Finance Company. He will use the loan in order to expand his shop through purchasing larger quantities of bulk goods and supplies at lower costs. With this additional capital, it will allow him to get the best pricing and adequately satisfy the product needs and wants of his customers.

As any entrepreneur, Bosco hopes to get more profits, which will help him to build a secure future for himself and his family (someday?!).

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Bosco to buy larger quantities of bulk goods and household goods.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 6, 2009
Nov 8, 2009
Currency Exchange Loss:
Aug 15, 2010