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Mrs. D. is from the town of Sta. Cruz, Plaridel, Misamis Occidental. She is 34 years old, is married, and is blessed with two school-aged children.

Mrs. D. owns and operates a hog-raising business. She has been engaged in this business for more than six years and earns a PHP 10,000 monthly net income. She also has a monthly remittance from her husband, who is abroad, and income from her coco land.

In 2006, Mrs. D. joined PMPC to access its programs and services. Recently, she's obtaining her 6th loan of PHP 25,000 which will be used as additional capital for her business.

About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1147
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 47.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Joy to use as additional capital for her hog-raising business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 23, 2009
Nov 8, 2009
Currency Exchange Loss:
Apr 15, 2010