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Florence wants to use this loan to buy more sacks of charcoal. She is a 51-year-old single mother of two children, ages 19 and 23 years old. Both her children go to school. She rents a one-room house where she lives with the three people in her family. Florence also takes care of additional family members. They have access to electricity and piped water. Her monthly expenses include rent for her residence and business premises, school fees for her children and food for the family.

Florence works seven days a week. On average, she receives 20 customers a day. She incurs transport costs to and from her suppliers in Owino market (one of the busiest markets in Uganda). She sells retail to all kinds of people. Florence has been in her business for seven years and with MCDT for five years, now on her 20th loan. Florence aspires to grow her business and to start selling wholesale only.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 150
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 1,885.0
    Uganda Shillings (UGX) = $1 USD