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Muong S., 30 years old, lives with her family in the province of Kampong Chhnang in Cambodia. Her husband is a fisherman and they have three teenaged children. For over two years, she has been working in the rice trade business, collecting rice from farmers and re-selling it to earn income. She currently earns an average of $5 per day. Muong S. believes her investment is doing well because she is gaining more regular customers. This business is Muong S.'s main source of stable income for the family. In order to continue improving the business, Muong S. is asking for a loan to buy additional rice to sell in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,155.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Muong to buy additional rice to sell in the future.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2009
Nov 7, 2009
Currency Exchange Loss:
Nov 15, 2010