Mrs. Loung L. A., age 27, and her husband, Kong Loung, 34 (he appears in the photo), live in their own small house with their two children in Kampong ChhnA. Province.
To earn a living, this couple sells cooking ingredients that they buy in bulk from the market at reasonable prices. Some of their clients are their nearby neighbors who buy their produce on credit for a few days. To satisfy their client needs, Long L. A. has applied for a loan to use as capital to buy a larger quantity of grocery items.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.