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Angelica Maria
Angelica Maria C. H. is 24 years old and the mother of a 1-year, 8-month old daughter. She studied for a cosmetic dermatology degree at a state-run school. Three years ago her mother and siblings supported her with a small loan that she needed to start selling some groceries from a space in her home. At first she purchased rice, noodles, soft drinks, diapers. shampoo and cookies, and with time earned an income thanks to her hard work and perseverance. She reinvested her profits in merchandise for her small business, which she moved to her mother-in-law's house. With additional loans she was able to purchase some ice cream and cosmetic equipment because in the future she plans to set up a beauty salon since there isn't one in her area. Thanks to her sales, she is able to help her husband with family expenses, like food and health care, since neither has insurance. She is requesting a loan to purchase toys because Christmastime is nearing and in this way she can continue supporting her family.
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ANGELICA MARIA C. H. tiene 24 años y es madre de una niña de un año y ocho meses, estudió la carrera de cosmética dermatológica en un CEO del estado. Hace tres años sus hermanos y su madre le apoyaron con un pequeño capital (préstamo) que necesitaba para comenzar con la venta de algunos abarrotes en un espacio de su casa; al inicio compró arroz, fideos, gaseosas, pañales, champú, galletas lo que con el tiempo generó ganancias debido al esfuerzo y perseverancia de María, los ingresos que obtuvo de sus ventas lo invirtió en mercadería para su pequeño negocio que lo trasladó en la casa de su suegra. Los siguientes préstamos que obtuvo compró algunos implementos de cosmética y un exhibidora de helados, porque piensa más adelante instalar un salón de belleza dado a que en la zona donde radica no hay ese servicio. Gracias a sus ventas apoya a su esposo en los gastos de la familia, como la alimentación y salud dado a que ninguno cuenta con un seguro.
Necesita el préstamo para comprar juguetes porque se acerca campaña navideña y así de esta manera seguir apoyando a su familia.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Angelica Maria purchase toys for Christmastime.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 15, 2009
Nov 5, 2009
Currency Exchange Loss:
Jul 15, 2010