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Club De La Amistad Group
In this Group: Rosmery, Edugena Giovanna, Francisca, Leandro, Leonarda, Carmen Isabel, Isabel, Judith Milagros, Olivia Ursula
The communal bank “Club de la Amistad” is located in Las Lomas de Horacio zevallos, in the district of ate. The communal bank is represented by Mrs. Giovanna and has 9 members who live in the area. Mrs. Giovanna is 35 years old, has a live-in partner and 3 children ages 18, 16 and 1, all of them dependents. She has had a business selling beauty products from catalogs for a year and a month.

They have worked with EDAPROSPO – prosperidad for 5 years, our members are involved in different activities like selling fast food in markets, other members sell juices, sweets and others sell clothing; with the funds from the loan, Mrs. Giovanna will buy products to add her stock to increase her earnings and she is also thinking of buying doors and windows to install in her home. All the other members will increase their capital to achieve more productivity, improve their position in the market and attract more clients. The members have big dreams and goals and they are very appreciative of the institution for all the support given and promise to comply with the payments, to continue working and to not disappoint you.

View original language description ↓
La alcancía comunal denominado “Club de la Amistad” esta ubicado en las Lomas de Horacio zevallos, en el distrito de ate, se encuentra representado por la señora Giovanna L. y conformada por 9 socios que radican en dicha zona. La señora Giovanna tiene 35 años de edad, es conviviente, tiene 3 hijos de 18, 16 y de 1 año de edad, todos ellos dependientes, el negocio al cual se dedica es la venta de productos de belleza mediante catálogos desde hace 1 año y 1 mes.
Trabajan con EDAPROSPO – prosperidad desde hace 5 años, nuestros socios se dedican a diferentes actividades como la venta de comida rápida en los mercados, otros socios a la venta de jugos, golosinas y otros socios a la venta de ropa; con el reciente préstamo otorgado, la señora Giovanna comprara productos en stock para aumentar sus ganancias y también piensa en comprar puertas y ventanas para implementar su vivienda, todos los demás socios incrementaran su capital para así obtener una mayor productividad, mejor posesión en el mercado y captar mayores clientes. Los socios tienen grandes sueños y metas y se encuentran, muy agradecidos con la institución por todo el apoyo brindado y se comprometen a cumplir con los pagos, seguir trabajando y no defraudarlos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Club De La Amistad Group's $3,300 loan helped a member increase working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 30, 2009
Nov 5, 2009
Currency Exchange Loss:
Apr 15, 2010