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Kasifa is a 65-year-old married woman with three children aged between 30 and 50 years, none of whom goes to school. She also takes care of additional family members. She resides in and owns a four-roomed house where she lives with five people. The family has access to electricity and piped water. Her monthly expenses include rent for her business premises, school fees for her grandchildren and water and electricity bills.

Kasifa sells to all categories of people, both retail and wholesale. She buys her clothes from Owino Market, one of the busiest markets in Uganda, and incurs additional transport costs to and from shopping.

Kasifa has been in this business for ten years and with MCDT for six years and is servicing her sixteenth loan. She wants to use this loan to buy more secondhand clothes.

Kasifa is aspiring to seeing her business grow bigger and to start selling wholesale only.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 185
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 1,875.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Kasifa to buy more used clothes to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 5, 2009
Nov 5, 2009
Currency Exchange Loss:
Mar 15, 2010