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Friendly and happy, Charity, a 37-year-old married mother of seven children, sells clothes of various colors and baby things. She is determined to lift her business and family above poverty, but the foremost challenge she faces is losing customers to competitors because she cannot meet demand. Charity has been in this business for a long time and hopes for a loan of 100,000 NGN to purchase more clothes and baby things to sell. She says thanks to all who make the loan possible.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 7
    View loans »
    Nigeria Loans Fundraising
  • $6,024,500
    Funds lent in using Kiva
  • 151.1
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Charity to purchase more clothes and baby things to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 19, 2009
Nov 5, 2009
Currency Exchange Loss:
Aug 7, 2010