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Gen Tic Women’S Group Atim Joyce
In this Group: Joyce, Stella, Grace, Lucy, Stella , Grace
A. Joyce is twenty-three years old, married, and blessed with four children of whom two are going to school. She is also caring for five dependents, all schooling, too.

Joyce runs a stationery business and she has been doing this business for over five months. She is requesting the loan to purchase stationery items such as books, pens, files, papers, etc., to sell. She wants to improve upon her business at least for more profits.

Joyce is a hardworking business lady and her dream is to educate her children.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 236
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 1,875.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Gen Tic Women’S Group Atim Joyce's $1,175 loan helped a member to purchase stationery items such as books, pens, files, papers, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 30, 2009
Listed
Nov 5, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2010