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Marceline M. is 33 years old and is married with four children aged 4 through 11. She and her family live in the Nyamagabe district of the Gikongoro province of Rwanda where her business of selling general vegetables and fruits is located.

Marceline has been a successful businesswoman for the past eight years and her shop is well regarded by the locals. Her shop is open from 6 a.m. to 6 p.m. every day.

Marceline is requesting her second loan from Vision Finance Company and Kiva lenders in order to expand her business. She plans to purchase greater quantities and varieties of foods for sale which she believes her customers will want to buy. Through accessing this loan, she plans to increase her monthly profits, which will help her to pay school fees for her four young children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD