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Beatrice N. is 36 years old without children and lives alone. Her home is in Burera district, the Northern Province of Rwanda, approximately three hours from Kigali, the capital city.

Recognizing the need to make a living for herself, Beatrice started a business buying and selling potatoes three year ago and has been successful, despite not having any previous experience. Her business is such that it requires her to work from 7 a.m. to 4 p.m. every day.

Beatrice is requesting her second loan from Vision Finance Company - it is worth noting that her first loan was paid back on time and in full. This second loan will add to her working capital and and allow her to purchase more and better quality potatoes at better prices in order to attract new customers.

Through accessing this loan, if her expansion plans are successful, Beatrice will able to continue her life as a self-employed woman with a successful enterprise and build a stronger business and a more secure future for herself.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 8
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 565.0
    Rwanda Francs (RWF) = $1 USD