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Miriam Del Carmen
Miriam R. sells clothing for men, women, and children in the department of Managua. She is known as an excellent worker who manages to maintain her household. Miriam has a young son who is in school.

She is requesting a loan to buy more clothing since she has exhausted all of her funds and needs to invest in her business so that she can generate immediate profits and continue supporting her family.

View original language description ↓

Miriam R. se dedica a la actividad de venta de ropa en el departamento de Managua donde ofrece ropa para damas, caballeros y niños. Ella se ha destacado por ser una excelente trabajadora y ha logrado llevar el sustento a su hogar de habitación habiendo beneficiado a su pequeño hijo en edad escolar.

La razón por la que ha solicitado el crédito es para invertirlo en la compra de la ropa ya que se le ha agotado y requiere invertir a lo inmediato para obtener las utilidades y seguir manteniendo su núcleo familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Miriam Del Carmen purchase merchandise for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 12, 2009
Nov 4, 2009
Currency Exchange Loss:
Apr 15, 2010